Personal Loan

Personal Loan Information
  • Rates Of Interest: 9.20% Per Annum
  • Loan Upto: 20 Lakh
  • Total Working Time: 3 Days
  • Processing Fees: 1% Of The Loan Amount
Get Instant Online Personal Loan

Personal loans are provided by most of the banks/NBFCs but with different eligibility requirements. The eligibility criteria to get online personal loan approval for salaried and self-employed individuals are: All details are available below

                 Personal Loan Eligibility Criteria

Salaried-employed

 Age : Between 20 and 65 years of age
Minimum Net Income : ₹20,000 Per Months
Civil Score : 750 or more
Total years in job : 1 Years

Self-employed

Age : Between 20 and 65 years of age
Minimum Turnover : 2 lakh per annum
Civil Score : 750 or more
Total years in business : 2 Years
Years in current residence : 2 years

What Are The Documents Required for Personal Loan

Salaried-employed

Proof of Identity: Passport / Driving License / Voters ID / PAN Card / Adhar Card
Proof of Residence : Utility Bill (not more than 3 months old) / Passport (any).
Photos: 2 Passport Size photographs.
Proof of Income : Latest 6 months Bank Statement / Salary slips for last 3 months.
Job Certified : You should have job certificate

Self-employed

KYC Documents : Proof of Identity; Address proof; DOB proof.
Address : Office address proof.
ITR : Income tax returns filed for the previous year.
Total years in business : 2 Years
Bank Details : Last 6 months’ bank account statements of your current account / Cencel cheque

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