Home Loan
Home Loan Information
- Rates Of Interest: 9.55% Per Annum
- Loan Upto: 10 Lakh
- Total Working Time: 3 Days
- Processing Fees: range between 1% o 2% Of The Loan Amount
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Bharat Mudra Finance Home Loan is the one-stop solution to buy your dream home. Whether you are looking to buy a home or construct a new one, we offer home loans at low interest rates to meet your home loan requirement.
Home Loan Eligibility Criteria
Salaried-employed
Eligible Borrowers : Government / Semi government / PSU /
Private/MNC companies/ Proprietorship/Partnership firms
Age : Min 21 years & max. 65 years.
Minimum Net Income : Net monthly salary should be Rs.20,000
Experience / Vintage : Minimum 1 year of work experience
Citizenship : Individuals with Indian citizenship
Self-employed
Eligible Borrowers : Self Employed Professionals such as a Chartered Accountant,
Company Secretary & Doctors
Age : Min 21 years & max. 65 years.
Minimum Net Income : Gross annual income should be of minimum Rs.3 lakh
Experience / Vintage : Minimum 2 years in current business / profession
Citizenship : Individuals with Indian citizenship
Firm/Company
Eligible Borrowers : Partnership or Private Limited companies engaged
in Manufacturing, Servicing or Trading
Age : Min 25 years & max. 65 years.
Minimum Net Income : Annual turnover should be a minimum of Rs.10 lakh
Experience / Vintage : Business stability / vintage of minimum 3 years in the same business
Citizenship : Proprietor / Partners / Directors with Indian citizenship
What Are The Documents Required for Home Loan
Salaried-employed
Proof of Identity: Passport / Driving License / Voters ID / PAN Card / Adhar Card
Address Proof : Passport / Driving License / Voters ID / PAN Card / Adhar Card
/ Letter issued by the National Population Register containing details of name and address
Income Documents : Salary slip for the past 3 months / Form 16
Bank Account Statement : Latest 6 month’s bank statement evidencing salary credits.
Self-employed
Proof of Identity: Passport / Driving License / Voters ID / PAN Card / Adhar Card
Address Proof : Passport / Driving License / Voters ID / PAN Card / Adhar Card
/ Letter issued by the National Population Register containing details of name and address
Income Documents : Income Tax Returns along with computation for latest 2 years
/ Profit Loss statement and balance sheet for the past 2 years
Bank Account Statement : Operative bank account statement for the latest 6 months.
Firm/Company
Proof of Identity: Firm/Company PAN Card / GST Registration Certificate (If applicable)
and Other Applicable Registration / KYC of Partners / Directors PAN Card and Aadhaar Card
Address Proof : Electricity bill for owned premises / Rent agreement for Rented premises
/ Passport for Partner / Directors
/ Letter issued by the National Population Register containing details of name and address
Income Documents : Income Tax Returns along with computation for the latest 2 years
/ Profit Loss statement and balance sheet for the past 2 years / GST Returns
Bank Account Statement : Operative bank account statement for the latest 6 months.